Unicare is absolutely the worst insurance provider I have ever had. Although the lower premiums are attractive, I have had nothing but problems regarding claims. I am fairly healthy, and had a few routine medical visits including a minor procedure. However, the doctors both have had issues with Unicare demanding additional information -- this has now been going on for 5 months, and is impacting my otherwise excellent credit. On the procedure I had, Unicare settled the claim with the physician, but has not settled with the outpatient facility provider, stating that they are requiring additional information to ensure the issue was not a pre-existing condition -- how illogical that they would settle with the doctor for the same procedure but NOT with the facility provider. I am terminating coverage with Unicare, and plan to file a complaint with the Illinois agency that regulates insurance companies. STAY AWAY FROM UNICARE!
By
Location
Chicago,Illinois
Type of Insurance
Health Insurance
Date:
10-12-2007
Coverage
Cost
Customer Services
Claims
Summary
I have been insured by Unicare through my employer for over two years. Coverage has been good, claims payment prompt. I have only made one phone call for service and that was OK.
By
Mark Hoberman
Location
Dallas,Texas
Type of Insurance
Health Insurance
Date:
09-17-2007
Coverage
Cost
Customer Services
Claims
Summary
Where to start, the price was so cheap I bought it and was suckered in to believe it was the best, when in fact, it didn't pay for squat....and after 3 months I had an increase of 19% for my monthly premium....ouch, never buy from this company go with someone that has a smooth track record and a 12 month rate guarentee
By
Location
rockwall,Texas
Type of Insurance
Health Insurance
Date:
09-17-2007
Coverage
Cost
Customer Services
Claims
Summary
don't ever buy this coverage, the rates were very cheap at first, then they kept creeping up, then they paid nothing for my claims, I paid more then they did! i guess you get what you pay for!
By
Location
Kingman,Indiana
Type of Insurance
Health Insurance
Date:
05-18-2007
Coverage
Cost
Customer Services
Claims
Summary
They avoid paying claims and raise the premium AT LEAST once a year whether any claims have been turned in or not. I would have rated the cost a "0" if that was a choice. On the review that says "you get what you pay for..." I don't think you even get that.
By
Andrew
Location
Saint Paul,Minnesota
Type of Insurance
Business Insurance
Date:
12-05-2006
Coverage
Cost
Customer Services
Claims
Summary
Hi, I have been a member of Unicare from the past two years. I have joined in this company after making several types of research in the field of Insurance and finally i have chosen Unicare company because it is giving good service with low insurance rates. When one of my faced problems with his loss in business then Unicare has given him legally what he lost for a single reason that he is a member of this company
By
Peterson
Location
Montgomery,Alabama
Type of Insurance
Dental Insurance
Date:
12-02-2006
Coverage
Cost
Customer Services
Claims
Summary
The Unicare dental insurance services are good. One of teeth was completely damaged and it became necessary for me to be replaced with other so i approached Unicare for financial help regarding replacement of my teeth, and i was very much satisfied with their approach to the customers. So, according to me Unicare is the best option for the people who are searching for good insurance company
By
James Scott
Location
losangles,California
Type of Insurance
Life Insurance
Date:
11-23-2006
Coverage
Cost
Customer Services
Claims
Summary
Unicare insurance company is a good option for those who are searching for the best Life insurance company. The company Provides managed care and specialty health care services for the customers in several streams like health, pharmacy, dental, life and disability benefits products. Also Unicare insurance offers the lowest rates compared to any other insurance company, once i had meet with a accident at that time it helped me a lot in financially, i was fully impressed by this company and i say that Unicare is the best option for the people regarding the life insurance policies.