|
|
By |
Susan |
| Location |
Bowie,Maryland |
| Type of Insurance |
Health Insurance |
Date: |
03-14-2008 |
| |
|
| Coverage |
 |
| Cost |
 |
| Customer Services |
 |
| Claims |
 |
|
| Summary |
We are extremely unhappy with Cigna, after being forced to switch from Optimum choice at the beginning of 2008. Finding a doctor other than a general practioner is impossible. (And I don't live in a desolate area). We've had problems finding, just in a few months time: developmental pediatrician, child psychologist, adult counseling services. Pathetic! If you have any children with any health/mental/psycholgical issues, research thoroughly. We are spending thousands out of pocket for one of our sons with developmental delays. There are "exclusion" clauses everywhere we turn. His care is excluded almost across the board. Many of our existing physicians and caregivers told me they had previous bad experiences with Cigna, being reimbursed, etc., so they wouldn't particiapte with them. So, Cigna treats it's providers pretty bad as well as it's members. I hope and pray we can get new insurance when the time comes this fall. Good luck trying to reach a real person on their member services line also. |
|
| |
|
|
|
|
|
|
|
|
|
By |
|
| Location |
Clearwater,Florida |
| Type of Insurance |
Other Insurance |
Date: |
06-06-2007 |
| |
|
| Coverage |
 |
| Cost |
 |
| Customer Services |
 |
| Claims |
 |
|
| Summary |
As far as I am concerned the money I spent for over 3 years to have Long Term Disability coverage should I ever need it, was a total waste of money. I have had a legitimate claim for over a year, and it was initially denied just like most claims of this type are by any insurance carrier, but it went to the appeals team, and the initial decision was overturned, but I was then told my case had to be started over like it was a new claim rather than them abiding by the appeals team decision. This happened to me 3 times before I turned my case over to an attorney to handle on my behalf, and is not yet settled. They fabricated a form from a doctor I had not seen in over a year saying that according to this doctor I was fine, and could return to work. The doctor has no record of completeing such a form. I wouldn't trust this company at all, and wouldn't waste my money with them again as they have caused me nothing but grief for over a year now. Social Security disability is also aware of the stalling tactics Cigna is utilizing in hopes that the claimant will receive their Social Security disability benefits before Cigna ever has to pay a dime, and is investigating them for this reason. |
|
| |
|
| Number of Reviews:23 [First Page] [Prev] 1 2 3 [Next] [Last Page] |
|